“Most people don’t have a money problem. They have a management problem.” Every month, Discover Financial Services takes the pulse of consumer spending. The company polls 500 consumers daily and 8,200 monthly to get snapshots of consumer confidence and spending intentions. In its latest findings, 55 percent of consumers felt that their personal finances were getting […]

Just when we were starting to accept that pretty people made all the money, we get hit with yet another study. First, we were told that attractive people are paid $230,000 more over a lifetime based solely upon appearance and not experience. If that wasn’t depressing enough, a more recently published study is saying that […]

Most money experts agree that children should be given an allowance in order to learn financial skills at an early age. I disagree. Children should earn money just like we do. And, most importantly they must be taught what to do with the money once they receive it. I speak on high school and college […]

I can’t believe I’m saying this, but I think reality shows like the “Basketball Wives” and even the “Real Housewives” franchises are getting a bad rap. . . Okay, well maybe not a bad rap, but far too much credit in creating what some may call “gold diggers.” I’ve heard several times recently that these […]

For the last few days, the topic of discussion almost everywhere has been centered around CNN and Soledad O’Brien’s “Black in America Special: Almighty Debt.” From debates in beauty salons and barbershops to seemingly angry tweets and Facebook status updates, the discussion about the role faith plays in the finances of African Americans has become […]

Put Savings (and Yourself) First With a Budget Personal savings have reached record lows, yet saving is essential to ensure a comfortable future. Learn how to track monthly expenses with a budget and potentially free up cash for saving. Topics Put Savings (and Yourself) First With a Budget Getting Started Less Spending = More Savings […]

Money is powerful, and it can become a real beast in a relationship! Money can cause severe marriage or relationship problems – especially if you don’t have enough. According to Dr Judy Kuriansky, author of The Complete Idiot’s Guide to a Healthy Relationship, money is one of the top three sources of tension between couples. […]