Found a fixer-upper? OHFA’s Renovate Ohio program allows buyers to finance both the purchase and rehab of a property. Your dream home is within your reach!


The Ohio Housing Finance Agency’s RenovateOhio program, also called the FHA 203(k) loan, allows participants to combine their mortgage loan and repair costs into one long-term, fixed-rate mortgage. This program allows them to finance both the purchase and rehabilitation of the property. The total mortgage amount is based on the projected value of the property after all repairs and updates have been completed, including labor costs. The property must be a one- to four-family home that has been completed for at least one year.