Saving money only requires a few things: common sense, observation and self-restraint. It’s not always fun – especially in our consumer-driven society – but it’s always wise. So with a little research and some good old-fashioned inside-of-the-box thinking, we present 100 ways to get your spending back on track and your savings account flush with capital in 2013.
The most obvious, and perhaps most painful, way to save money is to create a BUDGET – and stick to it! In so doing, you’re forced to evaluate how you spend your money and what you’re spending it on. Keep a journal of your spending habits to pinpoint your areas of opportunity. (Do you need a new pair of shoes each week?) Find more helpful tips to get you started here.
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